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Terms and Conditions

At Agiwal Fintech, we value your privacy and are committed to protecting your personal and financial data. This Data Policy explains how we collect, use, store, and protect your data when you use our website and services.

By using our services, you agree to the terms of this Data Policy.

1. Data We Collect


We collect the following types of data:

a. Personal Data

  • Name
  • Email address
  • Phone number
  • Mailing address
  • Date of birth
  • Financial details (only for financial planning, investments, or loan applications)

b. Non-Personal Data

  • Browser type and version
  • Device information
  • IP address
  • Website usage data (e.g., pages visited, time spent on site)

c. Third-Party Data

  • Credit reports (for loan applications)
  • Payment details from financial institutions
  • Data from regulatory authorities (if required)

2. How We Use Your Data


We use your data to:
  • Provide financial services, including planning, investments, consultancy, and loans.
  • Process loan applications and assess eligibility.
  • Improve our website and user experience.
  • Send service updates, offers, and notifications.
  • Ensure security, prevent fraud, and comply with legal requirements.

We do not sell or rent your personal data to third parties.

3. Data Storage & Security


We take strong security measures to protect your data, including:
  • Encryption: Secure storage of sensitive financial data.
  • Access Control: Restricted access to authorized personnel only.
  • Regular Audits: Periodic reviews to maintain data security.
Although we implement the highest security standards, no online platform is 100% secure. Users are encouraged to safeguard their login credentials.

4. Data Sharing & Third-Party Disclosure


We may share your data with:
  • Financial institutions and credit agencies (for loan processing).
  • Regulatory authorities if required by law.
  • Service providers (e.g., payment processors, fraud detection services).
  • All third-party partners follow strict confidentiality and data protection standards.

5. Your Rights & Choices

You have the right to:
  • Access and review your personal data.
  • Request correction or deletion of inaccurate data.
  • Withdraw consent for marketing communications.
  • Request a copy of your stored data.
To exercise your rights, contact us at it support@agiwalfintech.com.

6. Data Retention


We retain personal data for as long as necessary to fulfill financial services, comply with legal obligations, and resolve disputes. Once data is no longer needed, it is securely deleted.

7. Cookies & Tracking Technologies


We use cookies to improve website functionality and user experience. You can manage cookie preferences through your browser settings.

8. Changes to This Data Policy


We may update this Data Policy periodically. Any changes will be posted here with an updated Effective Date.

9. Contact Us


For any questions or concerns regarding this Data Policy, please contact:
Email: itsupport@agiwalfintech.com
Address: 506, 5th Floor, World Trade Centre, Barakhamba Lane, Connaught Place, New Delhi-110001

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